Student Grants - The huge difference between Student Grants and student loans is that loans have to be replied ... grants do not.
And the National Association of State Student Grand and Aid programs (NASSGAP) is there to help you pay your way through college and university without the burden of debt when you are qualified and enter the workplace.
NASSGAP is dedicated to the promotion, strengthening, encouragement and enhancement of high standards in the administration and operation of Student Grants and aid programs, and draws its membership from agencies responsible for Student Grants in each state or territory.
But even with such a powerful organisation in place, recent reports on trends in college costs show that they continue to rise and loans are outpacing Student Grants showing up a need for more Student Grants to ensure low-income students access to higher education.
Studies into College Pricing show costs at private four-year colleges averaged $20,082 in 2004-05, $1,132 more than the previous year, a six percent increase. For four-year public colleges, the average cost this year of $5,132 was up $487, a 10.5 percent increase. At public two-year colleges costs averaged $2,076, up $167, or 8.7 percent.
College pricing reports found that over the past decade, tuition and fees rose fifty-one percent at public four-year colleges and thirty-six percent at private four-year colleges, increases educators attributed largely to personnel, technology and utility costs.
As college costs have risen, student financial aid has increased, reaching a record $122 billion in 2003-04, an eleven percent increase over 2002-03. But experts say students are relying more heavily on loans to cover increased costs rather than on Student Grants.
The federal Pell Student Grants program with a $12.7 budget, provides 5.1 million students with average grants of $2,466 in 2003, but the purchasing power of the Pell Grant has since declined.
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